Loan Comparisons
15 vs 30 Year Mortgage Calculator
When a borrower asks "what if I did fifteen years?", the answer and the lead arrive together.
All calculators
Mortgage and loan calculators for loan officers, built to capture leads
Pick the calculators your borrowers already search for, and let each one hand you a lead with the numbers filled in.
Every calculator
58
Mortgage & Home Loans43
Loans & Amortization13
Qualifying Income2
PrequalFunnel gives you 0 US mortgage, loan and qualifying-income calculators you can embed with one line of code. Each one shows live results, explains its terms in English and Spanish, and turns a curious visitor into a lead that arrives with every input and result attached. Start with three or four, not all of them.
Loan Comparisons
20 vs 30 Year Mortgage Calculator
Some borrowers want to retire the mortgage before retirement, not by next decade; this is their calculator.
Interest Methods & Tax
365/360 Loan Calculator
Two notes at 7% can cost different amounts; this calculator shows the borrower where the gap comes from.
Interest Methods & Tax
365/365 Loan Calculator
When one lender quotes actual/365 and another actual/360 at the same rate, the borrower deserves to see the dollar difference.
Buying & Pre-Qualifying
Affordability Calculator
Buyers type in what they earn and owe; you get a lead that already knows its price ceiling and which ratio set it.
Payments & Amortization
Alternative Payment Frequencies Calculator
Hourly and salaried borrowers think in paychecks, not months; this tool meets them there and sends you the lead with the math attached.
Adjustable-Rate Mortgages
APR Calculator for Adjustable Rate Mortgages
Win the quote-comparison conversation by being the loan officer who explains APR before the borrower asks.
Equity, Points & Costs
APR vs. Interest Rate Calculator
The borrower comparing your quote to someone else's is already in the market; this tool lets them do the comparison on your site.
Loan Comparisons
ARM & Interest Only ARM vs. Fixed Rate Calculator
The interest-only start looks irresistible until the reset column appears beside it; let borrowers see both before you talk.
Adjustable-Rate Mortgages
ARM Calculator
Let borrowers see the reset payment on their own screen before you ever have to explain it.
Loan Comparisons
ARM vs. Fixed-Rate Mortgage Calculator
The ARM question is really a "how long will you keep this loan?" question; this calculator gets the borrower asking it.
Loan Programs & Specialty
Balloon Mortgage Calculator
Borrowers who run balloon numbers are usually planning a sale, a refinance or a short hold, and that plan is the first thing you want to hear about.
Self-Employed Borrowers
Bank Statement Loan Calculator
Business owners rejected on tax-return income are searching for this answer; included on the Brokerage plan.
Refinance & Payoff
Bi-Weekly Payment Calculator
Give payment-conscious buyers a reason to talk about total cost, not just the monthly number.
Refinance & Payoff
Biweekly Payments for an Existing Mortgage
A useful, no-pitch tool to send your database that quietly tells you which homeowners are paying attention to their loan.
Loan Programs & Specialty
Blended Rate Mortgage Calculator
Homeowners sitting on a low first-lien rate and a pricier second are the refinance prospects most likely to be oversold, and this tool keeps the conversation straight.
Buying & Pre-Qualifying
Buyer Closing Cost Estimator
Buyers see every closing line they will pay; you see exactly which line worries them before it becomes a delayed closing.
Refinance & Payoff
Cash-Out Refinance Calculator
Equity leads that arrive knowing their LTV are easier to qualify than ones that only clicked "get cash now".
Buying & Pre-Qualifying
Closing Cost Calculator
A simple three-bucket closing estimate that early shoppers understand and that tells you how they are comparing lenders.
Loan Programs & Specialty
Combination Mortgage Calculator
A buyer comparing piggyback financing with PMI already has a down payment, a target price and a reason to talk to someone who can price both sides.
Payments & Amortization
Composition of a Loan Payment Calculator
The borrower who understands where their payment goes asks better questions, and tends to call the person who explained it.
Loan Programs & Specialty
Construction Loan Calculator
Someone pricing a custom build is months from closing and already deciding which lender to trust with the longest, most complicated file you will work this year.
Buying & Pre-Qualifying
Debt-to-Income Calculator
Three inputs, two ratios and an honest assessment, so the first thing you know about a lead is whether the numbers work.
Payments & Amortization
Deferred Payment Loan Calculator
A $0 payment today is still a debt in underwriting; this calculator helps a borrower see the number that is coming.
Buying & Pre-Qualifying
Down Payment Calculator
Meet buyers while they are still saving, and know to the month when they expect to be ready.
Payments & Amortization
Existing Loan Calculator
Every refinance conversation starts with "what do I owe now?"; let the homeowner answer it on your site.
Refinance & Payoff
Extra Payment Calculator
The one calculator where borrowers volunteer how much spare money they have each month.
Loan Programs & Specialty
FHA Loan Calculator
Buyers who search FHA payments are often first-time buyers with a little saved, a rent payment to beat and no lender yet.
Buying & Pre-Qualifying
First-Time Homebuyer Calculator
First-time buyers see the monthly payment and the cash to close together, and you see which of the two is holding them back.
Loan Comparisons
Fixed Rate vs. Interest Only Mortgage Calculator
Interest-only questions deserve a clear answer with a dollar figure; give borrowers one before they call.
Equity, Points & Costs
HELOC Calculator
Homeowners who model a HELOC are telling you how much equity they want to tap and roughly what for.
Equity, Points & Costs
Home Equity Loan Calculator
Every homeowner who enters a value and a payoff balance has just handed you a CLTV worksheet.
Buying & Pre-Qualifying
Home Loan Calculator
Seven inputs, a full PITI breakdown, and a lead that knows its real monthly number instead of just principal and interest.
Adjustable-Rate Mortgages
Interest Only ARM Calculator
Serve the high-income, irregular-cash-flow borrower properly by showing year 11 on day one.
Loan Programs & Specialty
Interest Only Mortgage Calculator
People who model interest-only payments are usually higher earners with uneven income or an investment plan, and they expect a lender who can talk structure, not just rate.
Loan Programs & Specialty
Jumbo Loan Calculator
One jumbo file can carry the volume of several average purchases, and the buyers who run this calculator are telling you they are shopping in that range.
Payments & Amortization
Loan & Credit Line Payment Calculator
Homeowners love the smaller HELOC payment; this tool shows them, and you, what that smaller number leaves unpaid.
Interest Methods & Tax
Loan & Credit Line Tax Savings Calculator
Borrowers ask "is the interest deductible?" constantly; give them a careful estimate and a reason to talk to their tax professional and to you.
Payments & Amortization
Loan Calculator
A personal loan taken this spring can shrink a borrower's mortgage budget this fall; be the one who shows them first.
Payments & Amortization
Loan Comparison Calculator
The borrower comparing two offers is already shopping; make sure one of the offers on the screen can be yours.
Buying & Pre-Qualifying
Mortgage Calculator
The payment calculator borrowers already look for, with the loan type, program fees and amortization attached to every lead you receive.
Refinance & Payoff
Mortgage Debt Consolidation Calculator
The rare lead form where a homeowner hands you their monthly debt load before the first call.
Equity, Points & Costs
Mortgage Points Calculator
A borrower deciding whether to pay points is close enough to closing to be pricing the loan; meet them there.
Refinance & Payoff
Mortgage Recast Calculator
Stay useful to the homeowner with a rate too good to refinance, and to the buyer waiting on a sale.
Equity, Points & Costs
Mortgage Required Income Calculator
When a buyer asks what they need to earn, they have usually already picked the house.
Equity, Points & Costs
Mortgage Tax Savings Calculator
Renters who ask what owning saves on taxes are halfway to asking what they can afford.
Adjustable-Rate Mortgages
Option ARM Calculator
Being the loan officer who explains negative amortization clearly is a reputation worth building.
Equity, Points & Costs
PMI Calculator
Most buyers avoiding PMI are really avoiding a purchase they could already make; this tool lets them see it.
Buying & Pre-Qualifying
Pre-Qualification Calculator
The calculator that turns "what can I afford?" into "can you pre-qualify me?", with the limiting ratio already identified for you.
Refinance & Payoff
Refinance Calculator
When rates drop, send your database a tool that tells you which homeowners actually come out ahead.
Buying & Pre-Qualifying
Rent vs. Buy Calculator
Undecided renters get an honest comparison; you get their rent, their timeline and the assumptions that would change their mind.
Loan Programs & Specialty
Reverse Mortgage Calculator
Older homeowners researching a reverse mortgage often involve adult children and advisers, so a clear, honest estimate is the start of a careful, trust-heavy conversation.
Self-Employed Borrowers
Self-Employed Income Calculator
Self-employed borrowers rarely know their qualifying income; the ones who calculate it first make far better leads. Available on Brokerage.
Student Loan Debt
Student Loan Calculator
Many renters assume student loans rule them out; a payment figure and a quick DTI check often say otherwise.
Student Loan Debt
Student Loan Consolidation Calculator
A buyer juggling four student loan payments is a DTI question in disguise; this calculator turns it into one number.
Payments & Amortization
Total Cost of Loan Calculator
Borrowers already suspect the fees are hidden somewhere; give them a calculator that puts the fees in plain view.
Loan Programs & Specialty
USDA Loan Calculator
Buyers who look up USDA payments usually have steady income, little saved and a property outside a major city in mind, which is a very specific lead worth answering quickly.
Loan Programs & Specialty
VA Loan Calculator
Veterans and service members comparing VA payments often know their benefit exists but not what it costs, and the LO who explains it plainly tends to earn the referral network that follows.
No calculator matches that filter.
01
How should a loan officer choose which calculators to embed?
Match calculators to the questions your borrowers ask before they call you. A purchase-focused LO needs payment, affordability, DTI and a pre-qualification calculator. A refinance or past-client book needs refinance, cash-out and recast tools. A non-QM or self-employed niche needs the qualifying-income calculators.
Three to five well-placed calculators beat a page with fifty links. Put each one where the question comes up: the payment calculator on the home page, FHA on the FHA page, the bank statement calculator on your self-employed landing page. Add the rest to a calculator widget so visitors can move from one to the next without leaving.
Which calculator group fits which part of your funnel?
Each group answers a different borrower question, so each belongs in a different place on your site.
| Calculator group | Borrower question it answers | Where an LO should embed it |
|---|---|---|
| Mortgage & Home Loans | What will my payment be, how much can I afford, which program fits? | Home page, buyer pages, program pages, refinance pages |
| Loans & Amortization | What does this loan really cost, and how do my other debts affect me? | Debt and credit-readiness pages, past-client emails, blog posts |
| Qualifying Income | I'm self-employed. What income will a lender count? | Self-employed and non-QM landing pages, CPA and business-owner referrals |
Calculators produce estimates, not approvals
Every result is an estimate based on what the borrower enters. A pre-qualification is not a pre-approval or a commitment to lend, and each calculator shows a disclaimer that says so. Keep your NMLS ID and Equal Housing Opportunity statement on the pages where you embed them.
FAQ · 6 questions
Questions loan officers ask
Which calculators should a new loan officer website start with?
Start with a mortgage payment calculator, an affordability calculator, a DTI calculator and the pre-qualification calculator. Those four cover the questions most buyers ask first and lead naturally to a pre-qual conversation. Add program calculators such as FHA or VA once you know which loans you write most.
Can I embed more than one calculator on the same page?
Yes. You can place several embeds on one page, or bundle calculators into a widget shown as tabs, buttons, cards or a floating launcher. A widget keeps the page tidy while still letting a borrower move from payment to affordability to pre-qualification.
Do all the calculators capture leads?
Yes. Every calculator can show a lead form under the results. Each submission is saved in the built-in CRM with the borrower's contact details, consent, every input and result, the page URL and the traffic source, and you get an email alert.
Are the calculators available in Spanish?
Yes. Every calculator on this site works in English and Spanish, and the visitor can switch languages. Definitions and field help exist in both, which matters if you serve Spanish-speaking buyers.
Will the calculators work on HighLevel, WordPress or Wix?
Yes. The embed is one line of code and works on HighLevel funnels and websites, WordPress, Wix, Squarespace, Webflow and other builders. The inline mode is style-isolated, so your site's CSS will not break the calculator.
How many calculators can I use on the free plan?
The Originator plan is free and includes 5 calculators; Producer and Brokerage raise the limits, and the Qualifying Income tools come with Brokerage. See the pricing page for the current limits on each plan.
PrequalFunnel
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Give them the numbers they came for, and get the lead with those numbers attached.
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